Learn how yoU can secure your child’s future

Attend a Trust Webinar

we as parents want the very best for all our children.

Financial Wellbeing has helped thousands of parents, charities and special needs groups all over Ireland since 2008.

We would be delighted to help you on your journey to secure your child’s future.

By attending one of our Trust Planning events, we can guide you on:


  • How a Special Needs Trust will protect your child’s future
  • Why a Special Needs Bank Account is necessary
  • How to write a Letter of Wishes
  • Explain the importance of a Hospital Passport
  • How to choose the right Guardians and Trustees
  • How to build financial security for your child
  • How to fund a Trust from entitlements
  • Information on rarely claimed entitlements and tax credits
  • Strategies to create a brighter financial future

Special needS blog

Carer’s Benefit FAQ 2024

Carer’s Benefit FAQ 2024

What is Carer's Benefit? Carer's Benefit is a payment made to certain employed parents who stop work or reduce their working hours to 18.5 or less per week to care for a child with additional needs. It is payable for 104 weeks, but once you have used up your 104...

Warmer Home Scheme

Warmer Home Scheme

Warmer Home Scheme Under the Warmer Home Scheme if your family home built before 2006 with an energy rating of C or worse and you are in receipt of Carer’s Allowance or Domiciliary Care Allowance. Then, parents can apply for an Energy Consultant to visit their home...

A Sunny Summer for All of Us (hopefully 😊)

A Sunny Summer for All of Us (hopefully 😊)

There is really nothing like summer and sunshine! We all need it, especially here in Ireland, where sunny days are rare. A bit of sunshine can do wonders for our spirits. Planning a holiday with David takes a lot of research. Because he uses a wheelchair, I can't just...

Trust Planning Webinars

Join us online for our free zoom webinar which is designed for parents whose children are under 18.

Learn how to secure your child’s long term financial future and relieve the worry of planning for their future care when you are no longer around. The webinar covers special needs Trusts, Wills, Guardians, Trustees, Bank Accounts, Letter of Wishes, Hospital Passports, hidden entitlements and how best to fund your child’s trust.


8:00 PM

02 July 2024

Fully Booked

Register Closed

8:00 PM

01 Aug 2024

Fully Booked

Register Closed

8:00 PM

05 Sep 2024

Spaces Available

Register Now

8:00 PM

14 Oct 2024

Spaces Available

Register Now

Visit a Trust workshop

Learn how you can help to protect your special needs child’s future


Financial Wellbeing Podcast

The following is a selection of podcast and radio interviews for parent of children with additional needs.

"What Our Families Say"

Dr. Fabrice Rousseau

“Thanks for all the help you gave us. If Joseph could express and understand what you helped us do for him he would certainly give you a big hug and say a big thank you!!”

Dr. Fabrice Rousseau – Dublin

Patricia Mulhall – Treasurer Laois Down Syndrome

“Allan is an approachable and helpful person who is meticulous in ensuring that he gives the best advice possible to parents to help them safeguard the financial future of their child with special needs. I would have no hesitation in recommending Allan to anyone who needs guidance in this subject. No parent wants to leave their child without financial security.”

Rebecca & Damien Smyth – Meath

“When we discovered Financial Wellbeing and met with Allan we were instantly relieved of a massive burden, the worry of our sons financial security in the future. Within a couple of meetings with Allan we had it all sorted with a personal, friendly and simplified service while maintaining the utmost professionalism. Allan has remained in contact and kept us up to date with any developments we should be aware of. The service has been and continues to be second to none.”

Mervyn & Orla Stanley – Tipperary

Thank you once again for your sound professional advice. It is great to know that you are always only at the other end of the phone when I reach a cross roads and need help to make the wisest decision I can for my child.

Una & Mike O’Brien – Clare

Thanks so much for all your advice. It has really been invaluable. We got loads of information at the workshop, and the individual meetings were fantastic. I’m so glad we did it. I’d recommend your service to anyone who has a child with special needs. It’s great peace of mind knowing that my children are looked after for the future, and also I really appreciate the way that you’ve answered any of the financial queries that I’ve had, and helped us out so much. This is well worth doing. Highly recommended.
Take Care,
Una & Mike O’Brien

Oliver & Mary O’ Dwyer – Cork

We availed of the services of “Financial Wellbeing” in setting up a Trust Fund on our Son’s behalf. We found Allan to be very knowledgeable on this, and many other associated subjects, such as Wills, Entitlements, Benefits and Taxes. He explained in simple language, what could be very complicated matters at times. We were impressed with Alan’s understanding, of the problems associated with Financial Situations of persons with Special Needs, and would highly recommend his Services.
He continues to provide advice etc. on an ongoing basis. We are glad we availed of his Services, to secure our Son’s Financial Future,-

St John of God Carmona Services – Linda Foley

What we appreciated most about Allan, Dolores & David’s talk for parents was how simply they explained entitlements, financial guidance & tax credits in easy to understand language. Feedback from parents has been very positive with many reporting that they now feel that their child’s financial future is bright and no longer the stressful overwhelming worry it was before they met Allan.

We look forward to having them back to talk to our parents again in the future.

Kind regards


Katy McCafferty – Donegal

I have 2 sons with SN found Alan and Dolores great to deal with. Highly recommend

Down Syndrome Centre – Niamh Sherlock

The Down Syndrome Centre has worked with Allan Cuthbert and the team in Financial Wellbeing for a number of years. Not only does Allan donate his time to providing seminars for our parents on Trust Planning but he also provides blogs with essential financial information.

Parents who have a child with additional needs can find themselves very time poor and so we are grateful to work with Allan who can provide them useful information and advice at their fingertips. We look forward to working with the team in Financial Wellbeing for many years to come.

Breda and Eamon Scanlon – Co Clare

“Thanks a million to both Allan and yourself Dolores for all your hard work we really appreciate it.
It’s great to have such peace of mind now about providing for his future.
I will be in touch once we have met with the solicitor.
All the best”
Breda and Eamon Scanlon – Co Clare

Joe Mullins – Parent

Hi Dolores,

The information night in Mallow and the follow up with Allan is the best bit of work I’ve done in a long while. So much information I was unaware of , like Carer’s allowance for Karen, Tax credits for myself and the various entitlements for Kevin that we had’nt considered. Thank you so much for your help, Keep up the good work.

Kind Regards,

Tom Flynn – Chairperson of FACE

“Allan acts at all times in a professional, friendly and relaxed manner and gives a great service and value for your money. I have seen the benefits on a group capacity and also as a parent of a child with special needs.”

Val Davin – Founder CANFAS

“Allan is a financial consultant specialising in families with special needs. He checks you’ve got all your entitlements, explains how ordinary wills DON’T COUNT with special needs children, helps with all finances and shows you how to secure your children’s future.

He’s helped me and many Carrigaline Area Network for Families with Autistic Spectrum members hugely. He’ll also travel anywhere within Ireland. What’s more, he’s a really nice man!”

Our Story

Financial Wellbeing was founded in 2008 and is company dedicated to Special Needs Trust Planning.

It gives us great joy to help ease the financial worries of parents who are raising a child with additional needs. This is my our of helping parents who are constantly faced with difficult choices and challenges.