Learn how yoU can secure your child’s future

we as parents want the very best for all our children.

If you have a child with additional needs, it is so important to help them reach their goals and make them as independent as possible.

We can guide you through the many positive steps parents can take to significantly improve their child’s future financial independence. With our expertise and by attending our Trust Planning Workshop we can guide every parent on:

How a Special Needs Trust will protect your child’s future
Why a Special Needs Bank Account is necessary
How to write a Letter of Wishes
Explain the importance of a Hospital Passport
How to choose the right Guardians and Trustees
How to build financial security for your child
How to fund a Trust from entitlements
Information on rarely claimed entitlements and tax credits
Strategies to create a brighter financial future

Special needS blog

True Talent – By Ava’s Mum

Nov 26, 2020

Ava turned 18 in lockdown. She amazes us all the time. Her diagnosis is passive Autism, developmental day, and receptive learning difficulty. She cannot read or write and struggles with sensory overload, however, Ava has a real talent for doing hairstyles,...

What Size Of A Trust Does Your Child Need?- By Allan

Nov 18, 2020

Have you ever thought about how much your child will need when you are no longer around to provide for them? Scary thought. An excellent way to figure this out is to make a list of all the yearly expenses that you currently pay for your child and what you wish for...

Mary Lee-O’Shea

Nov 16, 2020

It is with a sad heart I have to let people know that Mary Lee-O’Shea has passed away. I was a guest speaker on Mary’s show each month on Disability Life FM. We had some great conversations and hopefully help lots of listeners since I first appeared in 2013. My...

Financial Wellbeing on Radio

The following is a selection of radio interviews with presenter Mary Lee O’Shea on the Disability Show for Life FM.

"What Our Families Say"

Dr. Fabrice Rousseau – Dublin

"Thanks for all the help you gave us. If Joseph could express and understand what you helped us do for him he would certainly give you a big hug and say a big thank you!!"

January 17, 2020

Dr. Fabrice Rousseau

“Thanks for all the help you gave us. If Joseph could express and understand what you helped us do for him he would certainly give you a big hug and say a big thank you!!”

Dr. Fabrice Rousseau – Dublin January 17, 2020

Patricia Mulhall – Treasurer Laois Down Syndrome

"Allan is an approachable and helpful person who is meticulous in ensuring that he gives the best advice possible to parents to help them safeguard the financial future of their child with special needs. I would have no hesitation in recommending Allan to anyone who needs guidance in this subject. No parent wants to leave their child without financial security."

October 23, 2019

Rebecca & Damien Smyth – Meath

"When we discovered Financial Wellbeing and met with Allan we were instantly relieved of a massive burden, the worry of our sons financial security in the future. Within a couple of meetings with Allan we had it all sorted with a personal, friendly and simplified service while maintaining the utmost professionalism. Allan has remained in contact and kept us up to date with any developments we should be aware of. The service has been and continues to be second to none."

September 18, 2019

Mervyn & Orla Stanley – Tipperary

Thank you once again for your sound professional advice. It is great to know that you are always only at the other end of the phone when I reach a cross roads and need help to make the wisest decision I can for my child.

September 15, 2019

Una & Mike O’Brien – Clare

Thanks so much for all your advice. It has really been invaluable. We got loads of information at the workshop, and the individual meetings were fantastic. I'm so glad we did it. I'd recommend your service to anyone who has a child with special needs. It's great peace of mind knowing that my children are looked after for the future, and also I really appreciate the way that you've answered any of the financial queries that I've had, and helped us out so much. This is well worth doing. Highly recommended.

Take Care,

Una & Mike O'Brien

September 15, 2019

Oliver & Mary O’ Dwyer – Cork

We availed of the services of "Financial Wellbeing" in setting up a Trust Fund on our Son's behalf. We found Allan to be very knowledgeable on this, and many other associated subjects, such as Wills, Entitlements, Benefits and Taxes. He explained in simple language, what could be very complicated matters at times. We were impressed with Alan's understanding, of the problems associated with Financial Situations of persons with Special Needs, and would highly recommend his Services.
He continues to provide advice etc. on an ongoing basis. We are glad we availed of his Services, to secure our Son's Financial Future,-

July 29, 2019

St John of God Carmona Services – Linda Foley

What we appreciated most about Allan, Dolores & David’s talk for parents was how simply they explained entitlements, financial guidance & tax credits in easy to understand language. Feedback from parents has been very positive with many reporting that they now feel that their child’s financial future is bright and no longer the stressful overwhelming worry it was before they met Allan.

We look forward to having them back to talk to our parents again in the future.

Kind regards

Linda

July 7, 2019

Katy McCafferty – Donegal

I have 2 sons with SN found Alan and Dolores great to deal with. Highly recommend

July 2, 2019

Down Syndrome Centre – Niamh Sherlock

The Down Syndrome Centre has worked with Allan Cuthbert and the team in Financial Wellbeing for a number of years. Not only does Allan donate his time to providing seminars for our parents on Trust Planning but he also provides blogs with essential financial information.

Parents who have a child with additional needs can find themselves very time poor and so we are grateful to work with Allan who can provide them useful information and advice at their fingertips. We look forward to working with the team in Financial Wellbeing for many years to come.

June 15, 2019

Breda and Eamon Scanlon – Co Clare

"Thanks a million to both Allan and yourself Dolores for all your hard work we really appreciate it.

It's great to have such peace of mind now about providing for his future.

I will be in touch once we have met with the solicitor.

All the best"

Breda and Eamon Scanlon - Co Clare

June 7, 2019

Joe Mullins – Parent

Hi Dolores,

The information night in Mallow and the follow up with Allan is the best bit of work I’ve done in a long while. So much information I was unaware of , like Carer’s allowance for Karen, Tax credits for myself and the various entitlements for Kevin that we had’nt considered. Thank you so much for your help, Keep up the good work.

Kind Regards,

Joe

June 2, 2019

Tom Flynn – Chairperson of FACE

“Allan acts at all times in a professional, friendly and relaxed manner and gives a great service and value for your money. I have seen the benefits on a group capacity and also as a parent of a child with special needs.”

March 23, 2019

Val Davin – Founder CANFAS

"Allan is a financial consultant specialising in families with special needs. He checks you've got all your entitlements, explains how ordinary wills DON'T COUNT with special needs children, helps with all finances and shows you how to secure your children's future.

He's helped me and many Carrigaline Area Network for Families with Autistic Spectrum members hugely. He'll also travel anywhere within Ireland. What's more, he's a really nice man!"

January 21, 2019

Our Story

Financial Wellbeing was founded in 2008 and is company dedicated to Special Needs Trust Planning.

It gives us great joy to help ease the financial worries of parents who are raising a child with additional needs. This is my our of helping parents who are constantly faced with difficult choices and challenges.

Read Our Story