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Stay at home parents often neglect the importance of maintaining their PRSI contributions. It’s one of those things that only becomes important down the road.

You can claim credits towards your PRSI if you have given up work to take care of a child under age 12 or an incapacitated person over age 12.

Years spent out of the workforce looking after your child are credited. Credits are awarded at the same rate as your last paid PRSI contribution.

This is important to keep up as it will contribute to your state pension & other social welfare entitlements.

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