Special Needs Savings & Investments

You need to be extremely carefully when you are planning to invest some of your child’s Domiciliary Care Allowance or Disability Allowance for the future. A common sense and low risk attitude is a must. I recommend that you go and speak to a range of investment advisers to see what is the best advice […]

5-bits of money advice to instil in your kids

School season often begins with having candid conversations with your children about money, budgeting and needs vs. wants. Depending on their age(s) and maturity, you could negotiate school budgets with your kids and allow them to manage those budgets themselves. If they want anything above the agreed amount, let them use their allowance money or […]

Trouble paying your Irish mortgage

Financial Regulator launches consultation on code of conduct on mortgage arrears – deadline 3 September: https://bit.ly/9Op0eg Allan Matthew Cuthbert t/a Financial Wellbeing is regulated by the Central Bank of Ireland to advice on Mortgage,Savings, Life and Pension products

Document needed for mortgage approval

Your approval decision will be based on a number of different documents that you will need to provide to the banks, here is a list of the key items: Identification Either your driver’s licence or passport needs to be shown. Always double check to see that your identification is valid for the next 6-months. You […]

Step 1 – Get an approval from the bank

Application Stage The first step in the process of getting a mortgage is to get a written approval from the Bank this is generally valid for 3-6 months. This approval in principle (often referred to as AIP) will show you in writing what your borrowing capacity from the different banks are. This will also be […]

Banks are treating people struggling to pay mortgage

I have done a live documentary to reveal what happening to people when they find it hard to pay their mortgage. This is a really case with a real outcome.      Trouble paying mortgage Allan Matthew Cuthbert t/a Financial Wellbeing is regulated by the Central Bank of Ireland to advice on Mortgage,Savings, Life and […]