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Top 5 Money Tips For Special Needs Parents

Here are my top five tips to getting ahead financially when you have a child with special needs. Follow my simple steps will allow you to set up and fund a special needs trust that will improve the quality of life of your child. 1. Set A Budget! No matter how much or...

Special Needs Savings & Investments

You need to be extremely carefully when you are planning to invest some of your child’s Domiciliary Care Allowance or Disability Allowance for the future. A common sense and low risk attitude is a must. I recommend that you go and speak to a range of investment...

Getting out of debt – It is all in the head

Over the years I have discovered something very interesting. Getting out of debt and living with in your means has 25% to do with practical information and 75% to do with mindset. I know you might think I’m getting a bit deep here but it is true. I meet a wide range...

The reality of getting a mortgage in a recession

This week I ended up speaking to 3-different couples who all wanted to buy their first home and all have special needs children. The issue here is that it is close to impossible to get a mortgage direct from your bank these days. The rules in getting a mortgage have...

5-bits of money advice to instil in your kids

School season often begins with having candid conversations with your children about money, budgeting and needs vs. wants. Depending on their age(s) and maturity, you could negotiate school budgets with your kids and allow them to manage those budgets themselves. If...

Trouble paying your Irish mortgage

Financial Regulator launches consultation on code of conduct on mortgage arrears – deadline 3 September: https://bit.ly/9Op0eg Allan Matthew Cuthbert t/a Financial Wellbeing is regulated by the Central Bank of Ireland to advice on Mortgage,Savings, Life and...