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Living with in our reality

We had friends over for dinner last weekend and I was talking about work. I was rambling on about how hard I find it personally because around 30% of my clients are in a tough financial position. Typically, at least one mortgage, some loans and less income than last...

Advice on the best education saving plan for our children.

Question Our youngest child has just started Primary school. Can you give me some advice on the best education saving plan for our children. Mr B Collins – Douglas, Cork Answer I am a big advocate of planning and giving children the best chance in life. As we all...

Have you built up a Nest Egg to protect yourself?

My advice to every single one of my clients is that they need to build up at least 6-12 months of savings as a Nest Egg to use in case of an emergency. How I classify emergency is unforeseen events, like been out of work due to an accident or illness, been made...

Pensions – Boring, time to switch off, AGAIN!

If I ever struggle to sleep at night I just think back to the numerous pension seminars I have attended over the years and with in minutes I am out cold. We all agree that pensions are boring but we all need to keep up to date with the latest developments. With the...

MONEY – The 3-Golden Rules to financial security

Irish society at the moment is burden with debt and financial difficulties. I come across all different types of people from various backgrounds who are struggling to cope and get a head financial. All of them are blaming someone, government, Anglo, banks, sub prime...