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My view of investing from behind the curtain

Seminars that I am going to skip in 2013 are investment seminars. Generally, you sit for about an hour listening to a clean shaven, well dressed, slick presenter telling you what investments are going to out perform all others in the coming year. I just don’t believe...

House prices continue to crumble

Oh… how my life could have be SO different if I never bought my house in 2008! Och…. It hurts to read a report on RTE website that asking prices for homes fell by 14% last year –  prices fell by 5% in final three months of 2010. The survey was by Daft.ie. It...

Live 2011 without DEBT

The most interesting discovery I had in 2010 was the realisation that getting out of debt & living within your means has about 25% to do with practical information – and 75% to do with mindset. I know I’m getting in a bit deep here, but stick with me. In...

Christmas Spend

Christmas is upon us again –  Ebenezer Scrooge wants to dole out some money advice! Before you set off on your merry way to purchase all your Christmas essentials, let me suggest you should create a budget first. Nobody likes doing a budget –  but nobody...

Budget impacts on all house buyers….

Second-time buyers can count their lucky stars. However, first time buyers need to cry in their soup for not buying their house earlier in the year. There has been a substantial reduction in the rate for transfers of home property. There is now a 1% stamp duty on...

How safe are your savings?

More and more I am being asked how safe people’s savings are. I spoken about this previously but think it is worth recapping on it again. The Government Guarantee Schemes for your savings has been extended till 30th of June 2011. This is good news for all those who...