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Letter of Wishes

Letter of Wishes

It is of utmost important that parents of special needs children have their Wills, Trusts & Letter of Wishes tied together. To help you complete your Letter of Wishes, I have written the following article. What is a Letter of Wishes? Letter of Wishes is a document...

Funding A Special Needs Trust

Why set up a Special Needs Trust? A well-funded Special Needs Trust improves the quality of life of your child with special needs without every affecting their entitlements. How much would I need to invest in to a Trust? Ideally, you should be placing €10-€30 per week...
The Importance Of A Special Needs Will

The Importance Of A Special Needs Will

A standard Wills will not do when you have a child with special needs. Recently I created a special needs financial plan for a family whose youngest child had a physical disability; it struck me how unaware they were of the dangers in not having a will. In the course...

Importance of Professional Advice

I was contacted recently by Mary who wanted advice. She was born with a physical disability and was doing well.  She had inherited around €80,000 from the proceeds of a house sale after her mum passed away. For the first time in her life, she now had money to invest....

A good heart is sometimes a bad thing

I sat down with a married couple who have two boys with a rare genetic disorder that has turned their world upside down. Being loving parents and worried about the future, this couple started a savings plan in 1998 and a second plan in 2000. To give credit where...