The Importance Of A Special Needs Will

A standard Wills will not do when you have a child with special needs. Recently I created a special needs financial plan for a family whose youngest child had a physical disability; it struck me how unaware they were of the dangers in not having a will. In the course of conversation they mentioned that making […]

Importance of Professional Advice

I was contacted recently by Mary who wanted advice. She was born with a physical disability and was doing well.  She had inherited around €80,000 from the proceeds of a house sale after her mum passed away. For the first time in her life, she now had money to invest. You would think this would […]

A good heart is sometimes a bad thing

I sat down with a married couple who have two boys with a rare genetic disorder that has turned their world upside down. Being loving parents and worried about the future, this couple started a savings plan in 1998 and a second plan in 2000. To give credit where credit is due, they lived within […]

Adopting a child with special needs

If you adopt a child with special needs then you are treated the same for all benefits and entitlements. One difference is you will not receive Maternity Benefit but instead you will receive Adoption Benefit. Similar to Maternity Benefit, this is a payment to both employees and self-employed people who meet certain PRSI contributions. Adoptive Benefit is paid […]

Don’t set up a standard will

If you have a child with special needs then you need legal advice on how best to pass on any assets to them when you are gone. Many parents make the mistake of setting out a standard will and not realising the impact this will have in the future. Instead parents need to discuss with […]

A will to die for!

Death is something we all love to talk about. NOT! So we have no choice but to make a will and have those uncomfortable conversations with your loved ones. I know from personal experience that the hardest part was deciding what would happen to the children if my wife & I were to die at […]